Closing Day Checklist: How to Prepare for a Smooth Home Purchase in Ontario

The Purchase Process: Closing day is the final step in your home-buying journey, and with the right preparation, it can be a smooth and exciting transition. From legal essentials to packing your first night box and handling pets or kids, this checklist will guide you through every key task for a stress-free move into your new home in Ontario.

✅ What Legally Needs to Happen to Close a Purchase in Ontario

To legally close a real estate transaction in Ontario, a few key steps must take place:

Final Review by Your Lawyer: Your real estate lawyer reviews all legal documents, ensures title is clear, and coordinates with the seller’s lawyer.
Down Payment and Closing Costs: You’ll transfer your remaining down payment and funds to cover legal fees, land transfer tax, and other closing costs to your lawyer’s trust account.
Mortgage Funding: If you’re financing your home, your lender will send funds directly to your lawyer.
Registration of Ownership: Once all documents are signed and funds transferred, the title is registered in your name with the Land Registry Office.
Key Exchange: After registration, you’ll receive the keys to your new home — usually in the afternoon of closing day.

🚚 Tips for a Smooth Transition from One Home to the Next

Planning your move carefully can make a huge difference. Here are some smart strategies:

Book Movers Early: Reputable movers book up fast, especially in peak seasons.
Label Everything: Clearly label each box with its destination room and contents.
Create a Moving Binder: Keep contracts, receipts, contact numbers, and a moving checklist in one place.
Arrange Overlap if Possible: If you can get access to your new home a day or two early, moving will be far less stressful.

🎒 Pack a “First Night Box”

This is your survival kit for the first night in your new home. Include:

Toiletries (toothbrush, soap, toilet paper)
A couple of towels
Pajamas and a change of clothes
Basic cleaning supplies
Medications
Important documents
Chargers and a power strip
Snacks and bottled water
Pet food and accessories
Kid essentials (diapers, games, special toys)

👨‍👩‍👧‍👦 Closing Day with Kids or Pets

Moving is a big event, especially for little ones and furry friends. Here’s how to make it easier:

Kids: Arrange for childcare or set up a safe “kids’ zone” with snacks, games, and their favorite things.
Pets: Keep pets in a quiet room or consider boarding them for the day. Bring along their bed, food, and a few toys to help them settle in.